html, body {
	font: 0.8em Verdana, Helvetica, Arial, sans-serif;
	margin: 0;
	padding: 0;
	color: #333;
}

body {
	background: #466085 url(../img/bg/body-bg.jpg) top repeat-x;
}

div, p, form, h1, h2, h3, h4, h5, ul, li, ol, dl, dt, dd {
	margin: 0;
	padding: 0;	
}

a,
a:link,
a:visited,
a:active {
	text-decoration: underline;
	color: #E35620;
}

a:hover {
	color: #000;
}

a img {
	border: none;
}

a.skip {
	display: none;
}

a.top {
	text-decoration: underline;
	color: #666;
	background: url(../img/buttons/back-to-top.gif) left no-repeat;
	padding-left: 15px;
	margin-bottom: 10px;
}

a.top:hover {
	color: #E35620;
}

.right {
	float: right;
}

.left {
	float: left;
}

.middle {
	text-align: center;
}

.hide {
	display: none;
}


/********************************************************** 
CONTAINERS
**********************************************************/

.header-container {
	clear: both;
	width: 100%;
	background:  #FFF url(../img/bg/header-bg.jpg) right no-repeat;
	height: 125px;
	margin: 0 auto;
}

.container {
	clear: both;
	width: 788px;
	margin: 0 auto;
}

.footer-container {
	clear: both;
	width: 100%;
	background: url(../img/bg/footer-swirl.png) top center no-repeat;
	height: 200px;
	margin: 0 auto;
	padding: 0;
}

/********************************************************** 
HEADER
**********************************************************/

.header {
	display: block;
	height: 125px;
	width: 787px;
	margin: 0 auto;
	padding: 0;
}

.header-logo {
	float: left;
	height: 91px;
	width: 119px;
	background: url(../img/logo/main-logo.gif) no-repeat;
	margin-left: 3px;
	margin-top: 17px;
}

.header-logo a {
	display: block;
	overflow: hidden;
	height: 0;
	padding: 97px 0 0 0;
	width: 119px;
}

.header-tagline {
	float: right;
	width: 263px;
	height: 31px;
	margin-top: 50px;
	background: url(../img/logo/tagline-protectingls.gif) no-repeat;
}

/********************************************************** 
PRIMARY NAVIGTION
**********************************************************/

#navigation {
	display: block;
	width: 786px;
	height: 25px;
	background: url(../img/bg/primary-nav-bg.png);
	padding: 0;
	padding-bottom: 5px;
}

#navigation ul {
	float: left;
	list-style: none;
}

#navigation ul li {
	float: left;
	margin: 0;
	font-size: 1.2em;
	border-right: 2px solid #FFF;
}

#navigation ul li.mainCMSListMenuLIlast {
	border-right: 0;
}

#navigation ul li a {
	display: block;
	color: #fff;
	position: relative;
	text-decoration: none;
	padding: 5px 25px 4px;
	_padding: 5px 25px 7px 25px;	
}

#navigation ul li a:hover {
	color: #E35620;
	
}

/* @group fsmenu */
.mainCMSListMenuUL ul {
	display: none;
	position: absolute;
	top: 1em; 
	margin-top: 13px;
	background: #466185;
	width: 195px;
	border-top: 1px solid #7E91AA;
}

.mainCMSListMenuUL li {
	position: relative;
}


.mainCMSListMenuUL ul li {
	text-transform: none;
	width: 195px;
	padding: 0;
	border-bottom: 1px solid #fff;
}

.mainCMSListMenuUL ul li a { 
	font-size: 0.75em; 
	padding: 0;
	display: block;
	height: auto;
	color: #fff;
	cursor: pointer;
}

.mainCMSListMenuUL ul li a:hover {
	background: #314F78;
	color: #fff;
}

/********************************************************** 
CONTENT AREA
**********************************************************/

.breaker {
	overflow: hidden;
	background: url(../img/bg/content-container-bg.gif) 0px 0px repeat-y;
	_background: url(../img/bg/content-container-bg.gif) 1px 0px repeat-y; 
	width: 788px; 
	height: auto;
	_height: 545px; 
	margin: 0 auto;
}

.content-container {
	float: left;
	width: 583px;
	background: url(../img/bg/content-container-bg.gif);
}

.content-photo {
	width: 579px;
	height: 211px;
	border-bottom: 3px solid #012659;
	overflow: hidden;
}

.content-area {
	width: 539px;
	background: #fff;
	padding: 25px 20px;
	padding-bottom: 0;
}

.content-area h1 {
	font-size: 2.8em;
	font-weight: 200;
	color: #999;
	margin-bottom: 10px;
}

.content-area h1 span.h1blue {
	color: #012659;
}

.content-area h2 {
	font-size: 2em;
	margin-bottom: 10px;
	font-weight: 200;
	color: #999;
	margin-top: -10px;
}

.content-area h3 {
	font-size: 1.7em;
	margin-bottom: 10px;
	font-weight: 200;
	color: #012659;
}

.content-area p {
	line-height: 1.5em;
	margin-bottom: 10px;
}

.content-area ul {
	line-height: 1.8em;
	margin: 1em;
	margin-left: 1.5em;
	margin-bottom: 15px;
}

.content-area span.hr {
	float: left;
	width: 100%;
	margin: 25px 0;
	background: #fff;
	height: 1px;
	border-bottom: 1px solid #ccc;
}	

/* Breadcrumb links */

.breadcrumbs {
	float: left;
	width: 100%;
	margin-bottom: 15px;
}

.breadcrumbs p {
	margin: 0;
	padding: 0;
	color: #E35620;
}

.breadcrumbs a {
	color: #333;
	text-decoration: none;
}

.breadcrumbs a:hover {
	color: #E35620;
	text-decoration: underline;
}

/* Content links */

.content-links ul {
	list-style: none;
	padding: 0;
	margin: 0;
}

.content-links li {
	background:url(../img/bg/content-links.gif) left no-repeat;
	list-style: none;
	padding-left: 20px;
}

.content-links li a,
.content-links li a:link,
.content-links li a:active,
.content-links li a:visited {
	color: #012659;
	text-decoration: none;
	font-size: 1.2em;
}

.content-links li a:hover {
	color: #E35620;
}

/********************************************************** 
SPOTLIGHTS - R.H.S COLUMN
**********************************************************/

.spotlights {
	float: right;
	width: 204px;
}

.spotlightbg {
	background: url(../img/spotlights/spotlightbg.png);
	width: 204px;
	height: 107px;
}

/* SEARCH SPOTLIGHT */

/* Blue */

.search-blue a {
	display: block;
	background: url(../img/spotlights/search-blue.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.search-blue a:hover {
	display: block;
	background: url(../img/spotlights/search-blue.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* Orange */

.search-orange a {
	display: block;
	background: url(../img/spotlights/search-orange.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.search-orange a:hover {
	display: block;
	background: url(../img/spotlights/search-orange.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* FAQ SPOTLIGHT */

/* Blue */

.faq-blue a {
	display: block;
	background: url(../img/spotlights/faq-blue.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.faq-blue a:hover {
	display: block;
	background: url(../img/spotlights/faq-blue.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* Orange */

.faq-orange a {
	display: block;
	background: url(../img/spotlights/faq-orange.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.faq-orange a:hover {
	display: block;
	background: url(../img/spotlights/faq-orange.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* WHAT IS SAFEGUARD SPOTLIGHT */

/* Blue */

.whatis-blue a {
	display: block;
	background: url(../img/spotlights/whatis-blue.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.whatis-blue a:hover {
	display: block;
	background: url(../img/spotlights/whatis-blue.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* Orange */

.whatis-orange a {
	display: block;
	background: url(../img/spotlights/whatis-orange.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.whatis-orange a:hover {
	display: block;
	background: url(../img/spotlights/whatis-orange.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/* DOWNLOAD FORMS SPOTLIGHT */

/* Blue */

.download-blue a {
	display: block;
	background: url(../img/spotlights/download-blue.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.download-blue a:hover {
	display: block;
	background: url(../img/spotlights/download-blue.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

.download-orange a {
	display: block;
	background: url(../img/spotlights/download-orange.jpg) no-repeat;
	width: 197px;
	height: 102px;
}

.download-orange a:hover {
	display: block;
	background: url(../img/spotlights/download-orange.jpg) 0 -102px no-repeat;
	width: 197px;
	height: 102px;
}

/********************************************************** 
PARTICIPATING FUNDS LINKS & LOGOS
**********************************************************/

.partners {
	width: 184px;
	background: url(../img/bg/partners.png) no-repeat 0 bottom;
	padding: 10px 10px 20px;

}

.partners h3 {
	font-size: 1.3em;
	padding-bottom: 15px;
	color: #012659;
	font-weight: 700;
}

.partners p {
	text-align: center;
	padding-bottom: 12px;
}


/********************************************************** 
FOOTER 
**********************************************************/

.footer {
	clear: both;
	margin: 0px auto;
	padding: 10px 0;
	width: 788px;
	height: 80px;
	background: url(../img/bg/footer-bg.png) 0 0 no-repeat;	
}

.link-ms {
	float: left;
	width: 66px;
	height: 39px;
	margin: 13px 0 0 13px;
}


.link-ms a {
	display: block;
	overflow: hidden;
	height: 0;
	padding: 39px 0 0 0;
	width: 66px;
}

.footer-navigation {
	float: left;
	
}

.footer-navigation {
	padding: 0;
	padding-top: 25px;
	padding-left: 20px;
}

.footer-navigation ul {
	padding: 0;
	margin: 0;
}

.footer-navigation li {
	float: left;
	list-style-type: none;
	font-size: .95em;
	text-align: center;
	padding: 0 10px;
	border-left: 1px solid #B2BDCD;
}

.footer-navigation a,
.footer-navigation a:link,
.footer-navigation a:active,
.footer-navigation a:visited {
	color: #012659;
	text-decoration: none;
}

.footer-navigation a:hover {
	color: #E35620;
	text-decoration: underline;
}


/********************************************************** 
SEARCH FOR SUPER FORM
**********************************************************/

.find-super-form {
	float: left;
	width: 540px;
	margin: 20px 0;
}

dl.form {
	width: 450px;
	float: left;
}

dl.form dt {
	clear: left;
	width: 120px;
	padding-right: 10px;
	float: left;
	text-align: left;
	padding-top: 4px;
	margin-bottom: 6px;
}

dl.form dd {
	float: left;
	margin-bottom: 6px;
	text-align: left;
	width: 200px;
}

dl.form dd textarea,
dl.form dd .textbox {
	width: 200px;
	border: 1px solid #CCC;
	padding: 5px 5px;
}

dl.form dd .textareaWide {
	width: 200px;
	height:150px;
	border: 1px solid #CCC;
	padding: 3px 5px;
	font: 1em Verdana, Arial, Helvetica, sans-serif;
}

dl.form .buttons {
	width: 150px;
	float: right;
	margin-top: 10px;
	padding-right: 104px;
}

/* FIND NOW BUTTON */

.find-now {
	background: url(../img/buttons/find-now.gif) no-repeat;
	cursor: pointer;
	float: right;
	width: 103px;
	height: 30px;
	border: 0;
	margin-top: -1px;
}

/* SUBMIT BUTTON */

.submit {
	background: url(../img/buttons/submit.gif) no-repeat;
	cursor: pointer;
	float: right;
	width: 103px;
	height: 30px;
	border: 0;
	margin-top: -1px;
}

/* ERROR MESSAGES */

dl.form dt.error {
	float: left;
}

dl.form dd.error {
	color: #FF0000;
	float: left;
	width: 190px;
	background: #FFCCCC;
	border: 1px solid  #FF0000;
	padding: 3px 10px;
}


/********************************************************** 
FAQ
**********************************************************/

ul.faq a {
	color: #012659;
	text-decoration: none;
	font-weight: 200;
}

ul.faq a:hover {
	font-weight: 700;
}

.question {
	font-weight: 700;
	color: #012659;
	padding-top: 20px;
}

/********************************************************** 
CONTACT US
**********************************************************/

.contact-details {
	margin-top: 20px;
}

.contact-details p {
	line-height: .5em;
}

.message {
color: #012659
}